FAQ

What is Title Insurance?

Title Insurance protects you against losses due to pre-existing defects in the title to the property and expenses in legal defense.

Your ownership is authenticated and will be promptly defended against any claims in court, if necessary, at no cost to you, whether a claim is valid or not.

If a valid claim is made against your title as covered by your policy, the title insurer protects you by bearing the cost of settling the claim should it prove valid, in order to protect your title and keep you in possession of your property or mortgage.

What is a Title Search?

A title search is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes, and many other documents. The purpose of the search is to verify the seller’s right to transfer ownership, and to discover any claims, defects and other rights or encumbrances on the property.

What is Florida’s Promulgated Rate for Title Insurance?

The Florida Department of Insurance regulates the rates that title insurers can charge consumers.

The Florida Promulgated Rates for an owner’s title insurance policy are as follows:

  • $5.75 per $1,000 of value for the first $100,000.00
  • $5.00 per $1,000 of value thereafter for purchase prices up to $1,000,000.00

Please contact us for rates for owners or loan policies above $1,000,000.00

Melbourne

360 N. Babcock Street Suite 104,
Melbourne, FL 32935

Suntree/Viera

6767 N. Wickham Road, Suite 401
Melbourne, FL 32940

OFFICE LOCATIONS

Melbourne

360 N. Babcock Street Suite 104,
Melbourne, FL 32935
Phone: (321) 622-6622

Suntree/Viera

6767 N. Wickham Road, Suite 401
Melbourne, FL 32940
Phone: (321) 622-6622

OPEN HOURS

Mon-Fri: 8:30 AM - 5:00 PM

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